Our Reviews
Customer Reviews for Lion Public Adjusting
At Lion Public Adjusting, we’re proud to serve policyholders across Oceanside, San Diego, Carlsbad, Vista, Escondido, Temecula, and surrounding communities with professional representation for residential and commercial insurance claims. Our mission is to provide unmatched advocacy, expert claim management, and a smooth, stress-free experience from start to finish—ensuring you receive the compensation you deserve.
We believe the best measure of our work comes from the clients we’ve had the privilege to represent. Below, you’ll find genuine feedback from those who have trusted Lion Public Adjusting with their claims — every review is authentic and unfiltered.
Loren is a highly knowledgeable public adjuster that got me more than I thought possible and to be honest more than the attorney that I got after Loren got me Everything he could get. He is no fluff what he says he does and he does in a timely fashion. my AAA claim was handled horribly by AAA. They are snakes and horrible people, but Loren shifted through all that. He even helped me after the attorney got involved when the attorney couldn’t do anything. I think my attorney was weak, but that’s another story. Loren is worth every cent.
- Steve R.
Where do I even start…
If we had trusted the insurance company’s original estimate, we would have been completely taken advantage of. What they presented wasn’t just low, it felt intentionally designed to minimize payout and protect their bottom line, not restore our home properly.
Bringing in Lion Public Adjusting completely changed the outcome. This is where everything turned.
Working with Loren Pearlman exposed just how much was overlooked, undervalued, or flat-out ignored in the insurance company’s assessment. His expertise, precision, and understanding of the system forced the insurance company to actually do their job.
The result? Our payout nearly TRIPLED. Same claim, same damage, completely different outcome once someone knowledgeable stepped in to hold them accountable.
Even more valuable was the time and stress saved. Instead of going in circles with adjusters, getting delayed, or being pushed into accepting less, Loren handled everything, from negotiations to coordinating with contractors, and made sure nothing slipped through the cracks.
This experience made one thing very clear: insurance companies are not on your side when it comes to paying claims. If you don’t have someone fighting for you, you are at a serious disadvantage.
If you’re going through a claim and thinking about handling it yourself, don’t. Get someone who knows how this game is played.
We’re incredibly grateful for Loren and can confidently say his services were worth every penny.
- Brian S.
I am writing to express my sincere appreciation and offer my highest recommendation for Lion Public Adjusting for their outstanding support and advocacy during a recent water damage insurance claim.From the very beginning, the team demonstrated exceptional professionalism, attention to detail, and a deep understanding of the insurance claims process. Most notably, Loren Pearlman, President of Lion Public Adjusting, was absolutely wonderful to work with. His patience, knowledge, and calm guidance throughout the process were invaluable. He took the time to explain each step clearly, answered every question thoroughly, and made a stressful situation far more manageable.What truly sets Loren apart is his extensive knowledge of insurance laws and regulations, and more importantly, his ability to apply that knowledge strategically to advocate for his clients. He understands how to interpret policy language and use the law effectively to ensure that insurance companies fulfill their obligations. This expertise was critical in securing a fair and full settlement.The team at Lion Public Adjusting worked swiftly and efficiently, ensuring that all necessary documentation and communications were handled without delay. Their timely work helped move the process forward smoothly and avoided the common delays seen in insurance claims.Thanks to Loren's leadership and the team's thorough and persistent efforts, we received a satisfactory outcome for compensation that accurately reflected the extent of the water damage. Their dedication, responsiveness, and skilled handling of the claim brought us peace of mind and confidence throughout the entire process.Loren and his team are not only experts in their field, but also compassionate professionals who genuinely care about their clients' well-being. I wholeheartedly recommend Lion Public Adjusting, and especially Loren Pearlman, to anyone dealing with a property insurance claim. With them, you can trust you're in capable, honest, and determined hands.Sincerely, Quang Doan
- Quang D.
Loren is AMAZING! When our house got a bursted pipe, our home insurance company didnt give us what we deserved. They gave us about 40% of the damages. We hired Loren and he more than DOUBLED what we got. $$ He fought for us as if we were his family. He got us back every dime. We were able to repair our home and renovate our bathroom. He did ALL THIS for a VERY AFFORDABLE price. The man works hard. Knows his stuff. His expertise and knowledge will help take down the bullys at the home insurance companies!!
- Zachary A.
In November of 2022, I had a fire, not a huge one, but enough that the entire family had to move out. After getting the run-around from a horrible contractor, Loren stepped in, stepped up, and I do mean showed up in ways that literally saved my family's legacy. Lorens' skill sets are, simply put, amazing. He is on another level. His level of attention to detail is beyond the public adjusting industry. Do yourself a favor, please call Lion Public Adjusting and dodge months and months of aggravation.
- Remedan A.
Mr Pearlman was very instrumental in assisting my wife and I in a very problematic flood insurance situation. If you need someone to fight for you, he is the man to choose . His professionalism , grit, personal attention and stick-to-itiveness ​ will undoubtedly benefit all future clients .
- James B.
Loren is knowledgeable, kind, and thorough. Public adjusting is a tough job but Loren does it with integrity!
- James S.
Loren came recommended to us by a contents company after the Eaton Canyon fire in Jan 2025. Our insurance was really pushing back on replacing anything--despite multiple experts saying they should be--and had taken forever to even send a company out. A year later, this contents company recommended we reach out to Loren for help. Not only was he helpful immediately, but he repeatedly checked in and offered us advice, even when we were unsure we would need a PA as our adjuster finally changed with insurance. Ultimately, because we'd been paid out a fair amount from our claim by the time we met, his rate would've understandably been pretty high. So high, that even he advised us against hiring a PA (him or otherwise). All this is to say, he was immensely helpful and generous and we wouldn't hesitate to recommend him.
- Lauren R.
Working with Loren and the team at Lion Public Adjusting has been a great experience.
As someone who works closely with contractors and property professionals every day, I have learned a lot from Loren about the world of insurance claims and public adjusting. His understanding of the process, especially when it comes to complex and high end properties, is extremely impressive.
What stands out most is how thorough and strategic he is when advocating for his clients. He clearly understands how to navigate the claims process and how to protect property owners so they receive the coverage they deserve.
If you are dealing with a complicated claim or simply want someone experienced on your side, Loren and Lion Public Adjusting are absolutely worth speaking with.
- J G
Our next-door neighbor drove/crashed their car into our garage. After trying to work with the neighbor's auto insurance, then our own homeowners insurance company for a total of six months with no progress to show, it was time to call a professional. Loren was that professional! Loren and his team were responsive to our project, arrived when they said they would, coordinated the insurance companies to review the damage, worked with our contractor to identify additional damage that was not seen on first inspection, and scheduled reinspection with the insurance company. The added value of having a public adjuster, specifically one who knew what they were doing, was well worth the cost. We received more money than was originally offered and faster than if we had filed the claim on our own. Hopefully we will not need a public adjuster again, but if we do, Loren will be our first and only call.
- Andrew H.
Loren was such a great help in getting our bathroom repaired after a bursted pipe. It caused damage in our bathroom & garage area too. Our insurance was trying to give us very low funds to get things repaired & operable. The funds would barely have covered any of the total cost. As new homeowners stuff like this can be very overwhelming! Therefore, having Loren work with us was awesome. He was able to get us a fair amount to fix our bathroom & all repairs needed. We ended up very satisfied. The process was so stress free! He basically handled everything for us, he was at all the inspections, kept us in the loop , he was always available, he was very patient with any questions we had , & overall just very knowledgeable. Again, as new homeowners with no experience dealing with these issues , we were fortunate to meet Loren. He truly has your best interest in mind, we would 1000% recommend him or would be willing to work with him again if we ever were faced with another unexpected situation like this .
- Jennifer M.
Loren came highly recommended to us after a fire completely destroyed our detached garage -- and we're so glad we called him. From day one, he was supportive, knowledgeable, and completely on top of every detail. He helped us make sense of the insurance process, guided us to a fair settlement, and made a really tough time feel a lot more manageable. If you're dealing with a serious property loss, Loren is the kind of expert you want in your corner.
- George H.
Loren did a great job for our family. The carrier did everything the could to pay as little as possible. Loren kept track of every detail and held them accountable for every regulation they broke. He is an expert in the field and fights aggressively for his clients.
-Setve P.
When your home is keeping you up at night, and you've been pissed off, and on a daily you grew more frustrated everyday because you're being told something different every day. Geez, this was the hardest part to deal with. The moment Loren stepped in, somehow, my contractor started talking differently, and magically, my home started getting done. I use the word "magically" because Lorens uses facts, details, and direct communication to highlight what needs to get done, and this will happen if you don't. Thanks, Loren and the Lion Team! This will be the best decision you'll ever make in regards to your home and future.
-Admonitor B.
I had the pleasure of working with Loren on a significant fire issue at a friend's house where I was providing some input and advice to the family. Loren stepped into an absolute mess, a mess created by the insurance company, "their" adjuster, and "their" remediation experts. Just an absolute disaster and putting it nicely, a fraud. Then, Loren went to work from moment one and worked his way through the mess, held folks to account, and delivered an absolute stellar outcome. Loren has earned the highest possible recommendation.
-Charles P.
Secure Your Fair SettlementToday
Don’t let the complexities of insurance claims delay your recovery. At Lion Public Adjusting, we’re committed to providing the expert guidance you need to secure a fair settlement quickly. With over 20 years of experience dealing exclusively with claims exceeding $100,000, we have the expertise to navigate even the most challenging situations. Our personalized approach ensures every detail is meticulously handled, maximizing your compensation and freeing you to focus on what’s most important—rebuilding and moving forward.

